{"id":62,"date":"2023-04-11T04:00:00","date_gmt":"2023-04-11T10:00:00","guid":{"rendered":"https:\/\/www.roliverinsurance.net\/blog\/?p=62"},"modified":"2023-05-01T11:21:06","modified_gmt":"2023-05-01T17:21:06","slug":"four-common-pieces-of-misinformation-out-there-regarding-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.roliverinsurance.net\/blog\/four-common-pieces-of-misinformation-out-there-regarding-commercial-insurance\/","title":{"rendered":"Four common pieces of misinformation out there regarding commercial insurance"},"content":{"rendered":"<p>Business owners need to be well-informed to make the right decisions about commercial insurance coverage. At Renee Oliver Insurance Agency Inc., we insure companies in Silver Spring, MD.<\/p>\n<p>Unfortunately, there is a lot of misinformation out there about commercial insurance.<\/p>\n<h2>The following are four common pieces of misinformation you may come across regarding commercial insurance:<\/h2>\n<h3>Business owners who work out of their homes are covered by home insurance.<\/h3>\n<p>You can&#8217;t expect home insurance to cover business operations out of your home. You need to purchase commercial insurance for coverage if you have a home-based business.&nbsp;<\/p>\n<h3>Small companies don&#8217;t need commercial insurance.<\/h3>\n<p>Companies of all sizes need commercial insurance coverage. It&#8217;s a mistake&nbsp;to think that you don&#8217;t need to insure your company because it&#8217;s not large enough or doesn&#8217;t have enough assets to require coverage.&nbsp;<\/p>\n<h3>Most businesses are not at risk of lawsuits.&nbsp;<\/h3>\n<p>Any business can be sued. You don&#8217;t have to run a business in an industry where lawsuits are particularly common to need commercial liability coverage.&nbsp;<\/p>\n<h3>You don&#8217;t need commercial insurance if you have no employees.<\/h3>\n<p>Some business owners think that commercial insurance is only needed for businesses with employees. While workers&#8217; compensation coverage is an important type of commercial insurance, it is not the only type of coverage that businesses need.&nbsp;<\/p>\n<p>If you don&#8217;t have any employees, you don&#8217;t need workers&#8217; compensation coverage. However, you still need other types of coverage such as commercial liability insurance.&nbsp;<\/p>\n<h3>Reach Out To Us<\/h3>\n<p>Making the right decisions about insurance coverage can ensure the longevity of your company. Renee Oliver Insurance Agency Inc. can insure your company in Silver Spring, MD. Get a quote on a policy for your company by calling us today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Business owners need to be well-informed to make the right decisions about commercial insurance coverage. At Renee Oliver Insurance Agency Inc., we insure companies in Silver Spring, MD. Unfortunately, there is a lot of misinformation out there about commercial insurance. The following are four common pieces of misinformation you may come across regarding commercial insurance: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[11,10],"class_list":["post-62","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-renee-oliver-insurance-agency-inc","tag-silver-spring-md"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.roliverinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/62","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.roliverinsurance.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.roliverinsurance.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.roliverinsurance.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.roliverinsurance.net\/blog\/wp-json\/wp\/v2\/comments?post=62"}],"version-history":[{"count":1,"href":"https:\/\/www.roliverinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/62\/revisions"}],"predecessor-version":[{"id":63,"href":"https:\/\/www.roliverinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/62\/revisions\/63"}],"wp:attachment":[{"href":"https:\/\/www.roliverinsurance.net\/blog\/wp-json\/wp\/v2\/media?parent=62"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.roliverinsurance.net\/blog\/wp-json\/wp\/v2\/categories?post=62"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.roliverinsurance.net\/blog\/wp-json\/wp\/v2\/tags?post=62"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}