Get Directions
Realizing that your property has been overrun by termites, vermin, or other pests is not a fun development. Pests can be extremely difficult to get rid of. The longer they’ve been there, the more damage they can do. As a property owner, you might be wondering, can condo insurance cover damage caused by pests. Or, are you going to need to cover these damages on your own? Let’s take a look at what condo insurance covers when it comes to pests. If you need a policy that keeps your condo covered, start here with the Renee Oliver Insurance Agency, serving Silver Spring, MD.
Will Condo Insurance Cover Pest Infestations?
Unfortunately, condo insurance won’t provide you with coverage in the event that your condo becomes infested with various bugs or vermin. This is due to the same reasons why they wouldn’t cover you if, say, your old pipes were to start leaking. A pest infestation is something that is deemed to be avoidable with proper maintenance, meaning that insurance companies won’t cover damage that might have been avoided by ensuring that the property was sprayed or that traps were laid out as soon as vermin were noticed.
However, that doesn’t mean you’re entirely out of luck if pests damage property. For example, in certain cases, such as if rats were to chew through wiring throughout your condo, you might be covered should a fire erupt in your condo. Put simply, if your condo is infested with pests, anticipate that you’ll have to pay for most damages out of pocket.
Cover Everything Else With Renee Oliver Insurance Agency
While you may not have coverage for pest infestations, you can still get condo insurance for everything else with us at Renee Oliver Insurance Agency, serving Silver Spring, MD. Give us a call today!